Why do I need a CDFA® if I'm thinking about divorce?

Your mind is full of “What ifs.” 

• What would my lifestyle look like if I left my spouse?

• How will a divorce affect my finances?

• Can I afford to remain in my house?

• Will I have to pay spousal support?

Bringing a Certified Divorce Financial Analyst® (CDFA®) into the process early on will help you address each of these concerns. As a CDFA®, I am an expert in the financial issues of divorce. It’s my role to analyze your finances and needs, then review various settlement options and how they will impact you. Working with a CDFA® positions you for the best possible outcome.

Does consulting a CDFA® start the divorce process?

No, by consulting a CDFA®, you aren’t starting your divorce or filing anything; instead, you are gathering information from an expert who helps people just like you.

How can working with you save me money on legal fees?

As a CDFA, I can help you stay out of court. My fees are often 30-50% less than the average lawyer. As this is my area of expertise, it will also require fewer billable hours to provide you with a clearer financial picture.

How would a divorce impact my current lifestyle?

Every situation is unique. Determining what yours will look like requires analyzing your current financial situation - your income, assets, and debts. Together, we’ll determine your financial priorities and what is feasible. Tax implications need to be considered.

What are the most common mistakes to avoid in the divorce settlement process?

• Not getting a complete picture of your finances

• Ignoring the possibility of hidden assets

• Not considering the income potential and liquidity of assets

• Ignoring the tax consequences of settlement proposals

• Underestimating your post-divorce expenses